South African Tax Law for Individuals: Key Concepts
Key concepts in South African individual income tax: tax year (1 March-February), PAYE as a credit, rebates vs. deductions, and how SARS assessments work.
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Income Tax Guides
Plain-English guides on South African income tax, PAYE, tax rates, capital gains tax, and income tax returns.
South African Tax Law Changes 2026: What to Update
2026 South African tax changes for individuals and small businesses: adjusted tax brackets, updated rebates, VAT registration thresholds, and turnover tax.
Read articlePersonal Income Tax Examples: South African Scenarios
Worked South African income tax scenarios for employees, freelancers, landlords, and pensioners - using the correct process and current-year SARS tables.
Read articlePersonal Tax Planning in South Africa: Legal Ways to Reduce Your Tax
Legal tax planning for South Africans: retirement contributions to R350,000/year, medical credits, CGT timing, and section 18A donation deductions.
Read articleTypes of Tax in South Africa: A Beginner Guide
South Africa's main taxes: income tax, PAYE, VAT (15%), provisional tax, CGT (40% inclusion), dividends tax (20%), donations tax, and estate duty.
Read articleCapital Gains Tax in South Africa: How It Works
South African CGT: 40% inclusion rate, R40,000 annual exclusion, R2 million primary residence exemption. Plain-English guide to how the calculation works.
Read articleEMP201, EMP501, and IRP5: South African Payroll Tax Explained
EMP201, EMP501, and IRP5 are the three payroll tax documents linking employer PAYE deductions to your SARS income tax return. Here is how they connect.
Read articleTransfer Duty in South Africa: What Home Buyers Need to Know
Transfer duty is the buyer's cost on South African property transactions. Properties below R1.1 million are exempt. Where VAT applies, transfer duty does not.
Read articleITR12 Guide: How to Complete Your South African Tax Return
The ITR12 is South Africa's individual income tax return. Learn who must file, what documents to gather, how to check pre-populated figures, and avoid mistakes.
Read articleTax Record-Keeping in South Africa: What to Keep and For How Long
South African tax records: keep for five years after filing. Capital assets: five years after disposal. Missing records means disallowed deductions.
Read articleEstate Duty in South Africa: What Happens to Your Estate When You Die
Estate duty applies above the R3.5 million abatement at 20% (25% over R30M). Spouse bequests are exempt. CGT also arises on deemed disposal at death.
Read articleCryptocurrency Tax in South Africa: SARS Rules Explained
SARS treats crypto as intangible assets. Gains are income or capital gains depending on trading pattern. Every swap or payment is a taxable disposal.
Read articleDividend Tax in South Africa: How It Works for Shareholders
South African dividends tax is withheld at 20% before you receive payment. Exemptions apply to retirement funds, TFSAs, and SA resident companies.
Read articleRental Income Tax in South Africa: What Landlords Need to Know
Rental income is taxed at your marginal rate in South Africa. Bond interest, rates, levies, and repairs are deductible. Provisional tax usually applies.
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